@font-face{font-family:Inter;src:url(inter-latin.woff2) format('woff2');font-weight:100 900;font-style:normal;font-display:swap}
:root{--ink:#243b3d;--petrol:#194f56;--sage:#dce5d8;--green:#486c56;--beige:#f4f0e7;--white:#fffefb;--muted:#536561;--line:#dce1d8;--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:20px}body{margin:0;color:var(--ink);background:var(--white);font:17px/1.65 Inter,'Segoe UI',Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:var(--petrol);text-underline-offset:4px}a:hover{color:#0a353a}button,input,select{font:inherit}button,a,select{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid #975719;outline-offset:5px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.15;letter-spacing:-.04em;font-weight:600}h1{font-size:clamp(2.3rem,5vw,4.5rem)}h2{font-size:clamp(1.8rem,3.2vw,2.6rem)}h3{font-size:1.3rem}.container{width:min(1200px,calc(100% - 64px));margin-inline:auto}.skip{position:absolute;left:12px;top:-100px;background:white;z-index:100;padding:12px}.skip:focus{top:10px}.topline{background:var(--petrol);color:#f4f3e9;font-size:12px;letter-spacing:.02em;padding:7px 0}.topline .container{display:flex;justify-content:space-between;gap:20px}.topline a{color:#f4f3e9;text-decoration:none}.header{background:var(--white);border-bottom:1px solid var(--line)}.brand-row{display:flex;align-items:center;justify-content:space-between;padding-block:24px}.brand{text-decoration:none;color:var(--petrol);font-size:27px;font-weight:750;letter-spacing:-1.1px;display:flex;gap:10px;align-items:center;line-height:1.1}.brand>span>span,.brand>span:last-child>span,.footer .brand>span{font-weight:400}.brand small{display:block;font-size:9px;letter-spacing:2.1px;margin-top:8px;font-weight:500}.brand-icon{width:44px;height:44px;display:flex;align-items:center;justify-content:center;background:var(--sage);border-radius:15px 15px 15px 2px;font-size:29px;letter-spacing:-7px;padding-right:7px}.brand-icon span{font-weight:400;transform:translateY(4px)}.header-help{font-size:13px;text-decoration:none;border:1px solid #becbc0;padding:10px 17px;border-radius:8px;display:flex;gap:18px}.main-nav ul{display:flex;gap:22px;list-style:none;padding:0;margin:0;justify-content:space-between}.main-nav a{display:block;padding:13px 0 15px;font-size:12px;text-decoration:none;font-weight:550;white-space:nowrap}.main-nav .current-menu-item>a{border-bottom:2px solid var(--petrol)}.menu-toggle{display:none;border:1px solid var(--line);border-radius:6px;background:none;color:var(--ink);padding:8px 12px;min-height:44px}.hero{background:var(--beige);padding:58px 0 60px}.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:55px;align-items:center}.eyebrow{font-size:10px;line-height:1.5;font-weight:650;letter-spacing:1.8px;display:block;margin-bottom:22px;color:var(--green)}.dot{display:inline-block;width:7px;height:7px;background:var(--green);border-radius:50%;margin-right:7px}.hero h1{margin-bottom:24px;font-size:clamp(2.8rem,4.7vw,4.4rem);letter-spacing:-.055em;line-height:1.05}.hero h1 em{font-weight:400;font-style:normal;color:var(--green)}.lead{font-size:20px;line-height:1.5}.hero .lead{max-width:470px;font-size:21px;font-weight:500;margin-bottom:16px}.hero-copy>p:not(.lead){font-size:15px;max-width:460px;color:var(--muted);line-height:1.8}.actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin:28px 0 20px}.button{background:var(--petrol);color:white;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:24px;padding:14px 20px;border:1px solid var(--petrol);border-radius:8px;cursor:pointer;font-size:14px;font-weight:550;min-height:49px}.button:hover{background:#123b40;color:white}.text-link{font-size:13px;font-weight:550;text-decoration:none}.hero-note{font-size:11px;color:var(--muted);display:flex;gap:10px;align-items:center}.hero-visual{position:relative;min-height:440px;border-radius:150px 150px 24px 24px;background:#dce4d4;padding:35px 20px 45px;overflow:hidden}.hero-visual svg{display:block;width:100%;margin:10px auto -25px}.visual-label{display:block;text-align:center;font-size:9px;letter-spacing:2px;color:#415f50}.visual-note{position:absolute;bottom:53px;left:28px;background:#fffdf8;padding:15px 18px;box-shadow:0 5px 15px #243b3d09;border-radius:12px;display:flex;gap:14px;align-items:center}.visual-note strong{font-size:13px;line-height:1.4;font-weight:550;display:block}.visual-note small{display:block;margin-top:5px;font-size:9px;color:var(--muted)}.note-icon{font-size:31px;color:var(--green);padding:3px 10px;background:#eef0e6;border-radius:50%}.visual-bottom{position:absolute;bottom:21px;left:0;right:0;text-align:center;font-size:10px;letter-spacing:1px;color:var(--green)}.assurance{border-bottom:1px solid var(--line);background:white}.assurance .container{display:flex;justify-content:space-between;gap:20px;padding-block:20px;font-size:12px;color:var(--muted)}.assurance strong{font-weight:550;color:var(--ink)}.assurance span:before{content:'✓';margin-right:12px;color:var(--green)}.section{padding-block:75px}.section.compact{padding-top:5px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:32px}.section-heading h2{margin-bottom:0}.section-heading p{font-size:14px;color:var(--muted);margin-bottom:3px;max-width:360px}.section-heading .eyebrow{margin-bottom:15px}.cards{display:grid;gap:20px}.three{grid-template-columns:repeat(3,minmax(0,1fr))}.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{display:block;border:1px solid var(--line);background:white;border-radius:var(--radius);text-decoration:none;padding:29px;transition:transform .15s,border-color .15s}.card:hover{transform:translateY(-3px);border-color:#718d78}.card-title{display:flex;justify-content:space-between;gap:16px;font-size:20px;font-weight:550;line-height:1.3;letter-spacing:-.025em}.card-title>span{font-size:18px;font-weight:400}.card p{font-size:13px;color:var(--muted);margin:17px 0 0;line-height:1.7}.axes .card{min-height:230px;padding-top:65px;position:relative}.axes .card:before{content:'01';position:absolute;top:23px;left:29px;font-size:12px;font-weight:500;letter-spacing:1px}.axes .card:nth-child(1){background:#e8eeea}.axes .card:nth-child(2){background:#f1eee4}.axes .card:nth-child(2):before{content:'02'}.axes .card:nth-child(3){background:#eaf0e4}.axes .card:nth-child(3):before{content:'03'}.situation-band{background:#f1f3ed;border-block:1px solid #e7eade}.situation-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.situation-grid a{background:var(--white);border:1px solid var(--line);border-radius:10px;display:flex;justify-content:space-between;gap:20px;align-items:center;text-decoration:none;padding:23px;font-size:14px;font-weight:500;min-height:84px}.situation-grid a:hover{background:#e7ede2}.tools-panel{background:var(--petrol);border-radius:23px;color:white;padding:45px;display:grid;grid-template-columns:1fr 1.2fr;gap:65px}.tools-panel .eyebrow{color:#c3d6be;font-size:9px}.tools-panel p{color:#d8e3df;font-size:14px;max-width:330px}.tools-panel .small{color:#e2e9dc;font-size:10px;display:block;max-width:320px}.tool-links{display:flex;flex-direction:column;justify-content:center;gap:12px}.tool-links a{display:flex;align-items:center;justify-content:space-between;gap:30px;color:white;text-decoration:none;border:1px solid #6b8b89;border-radius:9px;padding:22px;font-size:16px;line-height:1.5}.tool-links a:hover{background:#29616a}.guide-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.guide-list .card{border-radius:0;border:0;border-top:1px solid var(--line);padding:25px 0 10px}.guide-list .card-title{font-size:17px}.editorial-note{text-align:center;padding:45px 20px;margin-bottom:75px;background:var(--beige);border-radius:20px}.editorial-note h2{font-size:26px}.editorial-note p{font-size:14px;max-width:700px;margin:0 auto 20px;color:var(--muted)}.editorial-note .eyebrow{font-size:9px}.footer{background:#e7ede3;border-top:1px solid #d6e0d2;padding:52px 0 20px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:70px}.footer .brand{font-size:25px;display:block;margin-bottom:18px}.footer p{font-size:13px;max-width:330px}.footer .small{font-size:11px;color:var(--muted)}.footer h2{font-size:13px;letter-spacing:0;margin-bottom:20px}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin-bottom:7px}.footer a{font-size:12px;text-decoration:none}.footer-trust ul{columns:2;column-gap:20px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #cbd6c6;margin-top:40px;padding-top:20px;font-size:10px;color:var(--muted)}.footer-bottom a{font-size:10px}.breadcrumb{font-size:11px;color:var(--muted);padding-block:28px;display:flex;gap:12px;flex-wrap:wrap}.article-layout{display:grid;grid-template-columns:minmax(0,800px) 270px;column-gap:65px;padding-bottom:80px;align-items:start}.article-header{grid-column:1/-1;margin:24px 0 46px;max-width:900px}.article-header h1{font-size:clamp(2.3rem,4.4vw,3.8rem);margin-bottom:25px}.article-header .lead{max-width:760px}.byline{font-size:11px;color:var(--muted)}.article-body{min-width:0;font-size:16px;line-height:1.85}.article-body h2{font-size:27px;margin:40px 0 18px;letter-spacing:-.035em}.article-body h2:first-child{margin-top:0}.article-body li{margin-bottom:9px}.article-body ul,.article-body ol{padding-left:24px}.aside{background:#edf1e7;border:1px solid var(--line);padding:26px;border-radius:15px;font-size:14px}.aside h2{font-size:26px}.aside .eyebrow{font-size:9px}.aside .button{font-size:12px;gap:10px;width:100%}.small{font-size:11px;color:var(--muted)}hr{border:0;border-top:1px solid var(--line);margin:25px 0}.aside>a{font-size:12px}.next{margin:45px 0}.next .card{padding:22px}.next .card-title{font-size:17px}.sources{margin-top:45px;padding-top:20px;border-top:1px solid var(--line);font-size:13px}.sources h2{font-size:21px}.sources small{color:var(--muted);font-size:11px}.sources>p{font-size:11px}.table-wrap{overflow-x:auto;margin:30px 0;max-width:100%;border:1px solid var(--line);border-radius:10px}table{border-collapse:collapse;width:100%;font-size:13px;line-height:1.6;text-align:left}caption{text-align:left;padding:16px;font-weight:600;background:var(--beige)}th,td{padding:17px;border-top:1px solid var(--line);vertical-align:top}thead th{background:#eaf0e6}tbody th{font-weight:550;min-width:135px}.orientation{background:var(--beige);padding:30px;border:1px solid var(--line);border-radius:16px;margin-top:30px}.orientation label{font-size:16px;display:block;font-weight:550;margin:22px 0 10px}.orientation select{width:100%;max-width:100%;padding:15px 35px 15px 14px;background:white;border:1px solid #718578;border-radius:8px;color:var(--ink);font-size:15px;min-height:52px}.orientation .button{font-size:13px}.reset-button{border:0;background:none;text-decoration:underline;cursor:pointer;color:var(--petrol);font-size:13px;padding:10px;min-height:44px}.tool-result{border-top:1px solid #b5c5b3;padding-top:25px;margin-top:25px}.tool-result h2{font-size:24px}.tool-result h3{font-size:20px;letter-spacing:-.025em;line-height:1.3}.tool-result p{font-size:14px}.tool-result a{font-size:14px}.tool-result .result-note{font-size:12px;color:var(--muted)}[hidden]{display:none!important}.article-body img{max-width:100%;height:auto}input,textarea,select{max-width:100%}
@media(min-width:1440px){.container{max-width:1240px}.hero{padding-block:65px}.hero-visual{min-height:465px}}
@media(max-width:1100px){.main-nav ul{gap:14px;flex-wrap:wrap;justify-content:flex-start}.hero-grid{gap:30px}.hero .actions{gap:14px}.hero-visual{min-height:400px}.article-layout{grid-template-columns:minmax(0,1fr) 240px;gap:35px}.footer-grid{gap:35px}.tools-panel{gap:35px}.card{padding:24px}.axes .card{padding-left:24px}.axes .card:before{left:24px}.container{width:calc(100% - 48px)}}
@media(max-width:800px){.container{width:calc(100% - 36px)}.header-help{display:none}.brand-row{padding-block:20px}.menu-toggle{display:block}.main-nav ul{padding-bottom:15px;gap:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.main-nav a{padding:11px 10px 11px 0;white-space:normal;font-size:14px;min-height:44px}.js .main-nav{display:none}.js .main-nav.open{display:block}.topline{font-size:10px}.topline a{white-space:nowrap}.hero{padding:40px 0}.hero-grid{grid-template-columns:1fr;gap:32px}.hero h1{font-size:clamp(2.8rem,8vw,4rem)}.hero-copy>p:not(.lead){max-width:560px}.hero .lead{max-width:560px}.hero-visual{min-height:360px;width:100%;max-width:560px;margin:auto;border-radius:110px 110px 20px 20px;padding-top:25px}.hero-visual svg{max-width:460px;margin-top:0}.visual-note{bottom:47px}.section{padding-block:50px}.three,.situation-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.axes .card:last-child{grid-column:1/-1;min-height:180px}.section-heading{align-items:start}.section-heading p{max-width:240px}.assurance .container{font-size:10px;gap:16px}.assurance span:before{margin-right:6px}.tools-panel{padding:30px;grid-template-columns:1fr;gap:25px}.tools-intro p{max-width:500px}.guide-list{grid-template-columns:1fr;gap:12px}.guide-list .card{padding:20px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid p{max-width:450px}.footer-trust ul{columns:1}.article-layout{display:block}.aside{margin-top:45px;max-width:550px}.article-header{margin-top:10px}.article-header h1{font-size:42px}.article-header .lead{font-size:19px}.article-body{font-size:16px}.two{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:480px){.container{width:calc(100% - 32px)}.topline .container{gap:8px}.topline a{font-size:9px}.brand{font-size:25px}.brand-icon{width:39px;height:39px}.brand small{font-size:8px;letter-spacing:1.9px}.hero{padding-top:32px}.hero h1{font-size:46px}.eyebrow{font-size:9px;margin-bottom:18px}.hero .lead{font-size:20px}.hero .actions{align-items:start;flex-direction:column;gap:18px}.hero .button{font-size:13px;padding:14px 17px}.hero-visual{min-height:330px;padding:25px 5px 55px}.hero-visual svg{margin-top:8px}.visual-note{left:18px;bottom:45px;padding:12px}.visual-note strong{font-size:12px}.visual-note small{font-size:8px}.visual-bottom{font-size:9px;bottom:17px}.assurance .container{flex-direction:column;gap:7px;padding-block:16px;font-size:11px}.section-heading{display:block}.section-heading p{margin:18px 0 0;max-width:100%}.section-heading>.text-link{margin-top:18px;display:inline-block}.section-heading h2{font-size:31px}.three,.two,.situation-grid{grid-template-columns:1fr}.axes .card:last-child{grid-column:auto}.axes .card{min-height:205px}.card{padding:24px}.card-title{font-size:21px}.card p{font-size:14px}.situation-grid a{min-height:75px;padding:20px;font-size:15px}.tools-panel{padding:28px 23px;border-radius:16px}.tools-panel h2{font-size:30px}.tool-links a{padding:18px;font-size:15px;gap:20px}.editorial-note{padding:35px 20px;margin-bottom:50px}.editorial-note h2{font-size:25px}.footer-grid{grid-template-columns:1fr;gap:30px}.footer-grid>div:first-child{grid-column:auto}.footer-trust ul{columns:2}.footer a{font-size:13px}.footer h2{font-size:15px}.footer-bottom{flex-direction:column;gap:10px}.article-header h1{font-size:35px;letter-spacing:-.04em}.article-header .lead{font-size:18px}.breadcrumb{font-size:10px}.article-body h2{font-size:25px}.orientation{padding:22px 17px}.orientation label{font-size:16px}.orientation select{font-size:16px}.orientation .actions{flex-direction:column;align-items:stretch}.orientation .button{font-size:12px;gap:12px}.table-wrap table{min-width:590px}.next .card-title{font-size:18px}}
@media(max-width:360px){.brand-row{gap:8px}.brand{font-size:20px;gap:7px;letter-spacing:-.8px}.brand-icon{width:31px;height:34px;font-size:24px;flex-shrink:0}.brand small{font-size:6px;letter-spacing:1.7px}.menu-toggle{font-size:12px;padding:8px;white-space:nowrap;flex-shrink:0}.hero h1{font-size:42px}.topline{font-size:9px}.topline a{font-size:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card{transition:none}.card:hover{transform:none}}
@media print{.header,.topline,.footer,.aside,.menu-toggle,.orientation button{display:none}.article-layout,.container{display:block;width:100%;max-width:none}.article-header{margin:0}.sources a:after{content:' (' attr(href) ')';font-size:9px}.hero-visual{display:none}body{font-size:12pt;background:white;color:black}}